WEBSITE DISCLAIMER

Website Disclaimer 

General Information Only

The information provided on this website FFACM, Inc. is for general informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. While we strive to keep information accurate and up-to-date, tax laws, regulations, and financial markets change frequently. You should consult with a qualified, licensed CPA, tax professional, or financial advisor regarding your specific financial situation before making any financial or tax-related decisions.

No Professional Relationship Created

Your use of this website, submitting an inquiry through a contact form, downloading resources, or scheduling an introductory consultation does not create a client, advisory, fiduciary, or accountant-client relationship between you and FFACM, (or any of its team members). A formal professional relationship is established only after executing a written, signed engagement agreement directly with FFACM, Inc. outlining the specific scope of services.

Tax Strategy and Implementation

Any tax strategies, projections, or scenarios discussed on this website or in general communications are illustrative. Individual tax outcomes depend heavily on your unique facts, circumstances, and jurisdiction. Implementing any tax strategy without tailored, professional evaluation may result in unintended tax liabilities, interest, or penalties.

Limitation of Liability

In no event shall FFACM, Inc. , its owners, employees, or affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of—or reliance upon—any information, tools, or content provided on this website.

Third-Party Links

This website may contain links to external third-party websites or resources for your convenience. FFACM, Inc.  does not endorse, control, or assume responsibility for the accuracy or content of any third-party sites.

Consulting Status & Licensing Disclosure

Ernest P. Kollias, Jr., Founder & CEO / FFACM, Inc. holds a Masters Degree in Taxation & Financial Planning (MSTFP) from Widener University (2001), provides specialized strategic consulting based on over 30 years of executive and industry experience, including past roles as a Chief Financial Officer (CFO) of a publicly traded entity, a Certified Financial Planner (CFP®), a Tax Manager at a large CPA firm, and a registered agent/IAR with numerous broker dealers holding various securities licenses since 2001.

Please be advised that Ernest P. Kollias, Jr., Founder & CEO / FFACM, Inc. is not a Registered Investment Advisor (RIA), a licensed Certified Public Accountant (CPA) firm, or a law firm, and is not regulated by any broker dealer, CPA, SEC, or regulatory boards. The owner has voluntarily terminated professional designations and does not actively hold securities licenses, CPA, or use the CFP marks, nor do they provide regulated financial services, formal auditing, or legal services.

Informational and Educational Use Only

All content, materials, insights, and discussions provided on this website are for informational and educational purposes only. They are meant to offer strategic business guidance based on historical corporate and executive expertise. No communication from this website should be interpreted as a formal recommendation to buy or sell securities, a formal tax opinion, or legal advice.

Utilization of Trusted Resource Partners

For any implementation requiring regulated financial advisory services, asset management, formal CPA tax filing, or legal execution, Ernest P. Kollias, Jr., Founder & CEO / FFACM, Inc. utilizes and refers clients to a network of vetted, trusted resource partners who hold the appropriate active licenses and regulatory credentials. Clients are also free and encouraged to use their own third-party professionals.